Are you struggling to recover from the aftermath of a car accident? Mariya Verkhovets, a skilled Ontario, North York car accident lawyer and the managing partner of Verkhovets Law, understands the overwhelming stress you are likely experiencing. Often, injuries of car accident victims do not immediately present themselves; a few days or even weeks later, you may suffer debilitating injuries and effects. And you are entitled to compensation for your injuries and the various types of losses you have incurred. The car accident lawyers North York at Verkhovets Law are here to provide expert assistance and help you identify the many financial and personal losses you may be entitled to recover.

When it comes to car accidents, the Statutory Accident Benefits System (SABS) is mandatory under your insurance. Consequently, there are several standard losses that you have the right to recoup. As your trusted car accident attorney in North York, we are well-versed in pursuing these losses through a lawsuit if necessary, regardless of who is at fault. Now, let’s delve into the three categories of losses that can be associated with a car accident or motor vehicle accident: Accident Benefits, Property Damage, and Tort Claims.

Category 1: Accident Benefits

Within this category, there are various types of benefits available to victims, regardless of fault. Additionally, there are benefits that can be sought through a lawsuit, with the support of your car accident attorney Ontario, in North York. Here are some of the losses that fall under Accident Benefits:

Childcare Assistance: This benefit is specifically for catastrophically injured victims or those who have purchased these additional benefits through their car insurance policy. Verkhovets Law, one of the best car accident lawyers in North York can guide you.

Treatment of Disfigurement and Scars: We understand the emotional and physical toll that disfigurement and scars can have. The cost of treatment for such injuries is covered. Lawyers for car accidents at Verkhovets Law can guide you through assigning a compensation amount for these injuries.

Psychological Treatments and Therapy: Every Ontario car accident lawyer will tell you that it is very common for car accident victims to suffer from anxiety, depression, and PTSD. Your mental well-being is crucial, especially after a traumatic car accident. That’s why expenses related to psychological treatments and therapy are covered.

Funeral and Burial Expenses: In the unfortunate event of a death resulting from the car accident, funeral and burial expenses of up to $6,000 can be covered.

Housekeeping and Home Maintenance Benefits: You may be eligible for housekeeping and home maintenance benefits. These benefits can provide up to $100 a week for the rest of your life, depending on your car insurance policy. A car accident attorney Ontario at Verkhovets Law can guide you through this.

Loss of Income: If you’re unable to work due to the accident, Income Replacement Benefits can provide up to 70 per cent of your gross wages. As an accident benefit, this is capped at $400 per week. However, it’s important to note that you can also file a tort claim, which falls under Category 3, without any maximum limit. Each car accident lawyer North York at Verkhovets Law can guide you.

Non-Earner Benefits: In the event that you don’t qualify for income replacement benefits due to unemployment, non-earner benefits can provide financial support. A car accident lawyer North York at our firm can guide you through this.

Medical Costs and Assistive Devices: Your medical expenses, as well as the costs associated with the purchase of medical and assistive devices, can be covered.

Home Remodeling and Improvement: For accident car accident victims who have disabilities resulting from the accident, the expenses for necessary home remodeling and can be compensated for such features as elevators, stair chairlifts, and wheelchair accessible bathrooms. A car injury lawyer at Verkhovets Law can help document what remodeling and home improvements you may need.

Personal Care Needs: If you are unable to care for yourself, the cost of hiring a caregiver can be included to ensure your personal care needs are met.

Physiotherapy and Rehabilitation: The recovery process often involves physiotherapy and other forms of rehabilitation. Case management services, occupational therapy, and rehab support workers can be part of this compensation. A car injury lawyer at our firm will facilitate this process and stay involved in your recovery.

Medical Equipment: Any necessary medical equipment required for your recovery can be covered.

Visitor Expenses: If eligible, expenses related to the attendance of immediate family members can be compensated.

Category 2: Property Damage

Repair and Replacement Costs for Your Car: Following a car accident, one of the primary concerns is repairing or replacing your vehicle. The costs associated with these repairs can vary depending on the extent of the damage and the make and model of the car. It is crucial to accurately assess the repair expenses involved to ensure proper compensation. Your car accident attorney Ontario at Verkhovets Law can help you.

Additional Property Damage: Apart from the damage sustained by your vehicle, other forms of property damage can occur during a car accident. This may include damage to personal belongings, such as dentures, glasses, or orthodontic equipment. If you have incurred expenses for repairing or replacing these items due to the accident, you may be eligible for compensation. A car injury lawyer at Verkhovets Law can ensure that all these types of loses are documented, and part of your claim for additional compensation.

Category 3: Tort Claims (Claims Against the At-Fault Party)

Funeral and Burial Expenses: In unfortunate cases of wrongful death resulting from a car accident, the family of the deceased may claim compensation for funeral and burial expenses. There is no maximum limit for such claims, as the goal is to alleviate the financial burden on the grieving family. A car accident lawyer North York at Verkhovets Law can explain this part to you.

Housekeeping and Home Maintenance Claims: In certain situations, accident benefits provided by carriers may not cover all housekeeping and home maintenance expenses. If you require additional assistance beyond what is provided, you can make a claim to compensate for these costs. A car accident injury lawyer at Verkhovets Law can help you claim these costs.

Attendant Care Services: Personal support workers (PSWs) play a crucial role in assisting individuals with their daily activities after a car accident. If the support provided by the Accident Benefits carrier is insufficient, you have the right to claim compensation for the additional attendant care services you need. Each car accident attorney Ontario can explain to you how this works.

Loss of Income: When an accident leads to injuries that prevent you from working, you may be entitled to income replacement benefits. However, these benefits may not cover the entirety of your lost income. If you experience a loss of income exceeding the provided benefits, you can seek further compensation. Your North York car accident lawyers at Verkhovets Law can assist you.

Loss of Competitive Advantage and Business Opportunity: For individuals who are self-employed or own businesses, a car accident can result in a loss of competitive advantage and missed business opportunities. These intangible losses can have significant financial implications. A car accident attorney Ontario at Verkhovets Law can guide you through this.

By making a claim, you can pursue compensation for the missed business opportunities. Our lawyers for car accidents can help you assign figures for lost opportunity costs.

Future Care Costs: Car accidents can lead to long-term injuries requiring ongoing medical care and treatment. The costs associated with future care can be substantial. It is important to accurately assess these expenses and seek appropriate compensation to ensure proper medical attention and support. Each North York car accident lawyer at Verkhovets Law can explain to you how these costs are calculated.

Pain, Suffering, and Loss of Enjoyment of Life: Beyond the physical injuries, car accidents can cause significant pain, suffering, and a diminished quality of life. These intangible damages are often considered when determining compensation. By making a claim, you can seek the deserved financial support to alleviate the emotional and psychological impact of the accident. Although pain and suffering damages are difficult to quantify, your lawyers for car accidents at Verkhovets Law can help you calculate an appropriate amount.

Out-of-Pocket Expenses: Car accidents result in many unforeseen expenses that go beyond medical bills or vehicle repairs. Can’t drive your car while recovering in a wheelchair? Who will take the children to school? Who will walk the dog? How will you do the laundry in the basement? These out-of-pocket expenses, such as transportation costs, home modifications, or assistive devices, can be claimed for compensation. Keeping detailed records of these expenses is crucial for a lawsuit. Let an Ontario auto accident lawyer at Verkhovets Law help you with these claims.

Treatment Costs Beyond Accident Benefits Coverage: While insurance companies offer additional coverage for medical treatments, there may be instances where the expenses exceed your coverage limit. If you have incurred treatment costs beyond what is covered, you have the right to claim compensation for these additional expenses, by suing your insurance company. A car accident injury lawyer at Verkhovets Law can help you calculate accurately the relevant costs.