Long Term Disability
long-term disability claim

How a Functional Capacity Exam Can Help…

How a Functional Capacity Exam Can Help (or Hurt) Your Long-term Disability Claim in Ontario A functional capacity test (FCE) is a form of evaluation that insurance companies in Ontario frequently use to establish an individual’s ability to work. It is a significant aspect that can influence the result of a long-term disability (LTD) claim. […]

Long Term Disability
Document on denial of disability

Disability Denial Reasons in Ontario

Introduction Individuals in Ontario who are unable to work due to a medical condition are covered by disability insurance. However, petitions for disability payments are occasionally refused for a variety of reasons. In this post, we will look at the most prevalent causes for disability rejection in Ontario, as well as what may be done […]

Long Term Disability
lawyers calculate taxes for long term disability

Is income from long-term disability taxable in Ontario?

Long-term disability (LTD) insurance is a form of insurance that replaces an individual’s income while they are unable to work due to a disability. Many people, however, are confused if the money they get from LTD insurance is taxable. The tax consequences of LTD income in Ontario might be complicated, and it’s critical to understand […]