Our Disability Law Services

Denied long-term disability, critical illness, or mental health benefits? We know how to fight back.

Critical Illness Claims

The Toronto critical illness lawyers at Verkhovets Law know that an internet search for critical illness insurance will show link after link to prospective insurers making warm, fuzzy promises to pay you a predetermined lump sum if the worst happens. But buried in the fine print is the very real prospect that if you are diagnosed with a dreaded disease, even if it’s on the list of approved illnesses, there are loopholes that could mean denial of the payment you’re owed – right when you need it.

Denied Mental Health Claims

Verkhovets Law, Toronto disability lawyers, know that just because someone’s mental health can’t be seen on the outside, it doesn’t mean their life isn’t being destroyed from the inside. But often, disability claims for mental health disorders are met with a raised eyebrow by employers, insurers, even judges and juries who traditionally can be tough to convince that compensation is in order. Yet, 30 per cent of Canadians who’ve taken time off from work say it was due to a mental health crisis, says an Ipsos survey.

Long-Term Disability (LTD) Claims

If you’re fed up fighting with your insurance company about a long-term disability claim—and have been denied, unfairly—you’re not alone. “Disability claim denied” are hard words to hear for anyone who has a disability and was counting on their LTD insurer.

Mortgage Insurance Claims

Verkhovets Law, Toronto mortgage insurance lawyers, know how distressing it is to have your mortgage insurance claim rejected – just when you and your family need it most. You have diligently made the premium payments ever since you bought your dream home – on time, for years. Now something terrible has happened, and you can’t pay your mortgage. But it’s okay because your insurer will come through for you. Right? Wrong! Instead, they came through with a creative way to deny the your claim.

I cannot recommend Kim Mohammed-Sieudhan enough! From start to finish, she was absolutely incredible in handling my case. She was professional, responsive, and truly went above and beyond to ensure I received the best possible outcome given my circumstances. What stood out the most was how dedicated and supportive she was throughout the entire process. She took the time to explain everything clearly, kept me updated, and made what could have been a very stressful situation feel manageable and smooth. Kim didn’t just settle my case she fought to maximize my outcome, even securing additional funds for me that I wasn’t expecting. That level of care and commitment is rare, and I am so grateful to have had her on my side. If you’re looking for someone who is knowledgeable, compassionate, and genuinely has your best interests at heart, I highly recommend asking for Kim Mohammed-Sieudhan. You will be in excellent hands! Thank you again, Kim, for everything you’ve done for me!

Malyka Wellington — review on Google (opens in a new tab) March 25, 2026
I had a great experience with Verkhovets Law. The team was professional, knowledgeable, and very supportive throughout the entire process. They explained everything clearly and kept me informed at every step of my case. I really appreciated their responsiveness and dedication to getting the best possible outcome. I would highly recommend Verkhovets Law to anyone looking for a reliable personal injury lawyer

Man Zayaa — review on Google (opens in a new tab) March 8, 2026
We would like to sincerely thank our lawyer, Kim Mohammed-Sieudhan, for handling our case with great care and professionalism over the past year. She has always been kind, patient, and supportive, explaining every step clearly. In the end, we achieved a wonderful result. We truly appreciate all your hard work and highly recommend you to everyone.

Ayten Hesenli — review on Google (opens in a new tab) February 11, 2026
I had an amazing experience with Verkhovets law firm. John Johnson is a thorough professional, knowledgeable and well experienced lawyer. He handled my case very efficiently. With John's support, guidance and expertise i was able to find a reasonable resolution.

ARSHAD RIAZ — review on Google (opens in a new tab) July 24, 2026
Kim Mohammed & Cindy did an excellent job on my case. I am happy with my settlement! Thankyou :)

Meghan Visco — review on Google (opens in a new tab) October 20, 2026
Excellent service

Tracee5 — review on Google (opens in a new tab) October 15, 2026
11/10 service! Very satisfied. Kim Mohammed is a very competent lawyer! Would recommend anyone and everyone to her!!!!

jay garvy — review on Google (opens in a new tab) July 17, 2026
Kim Mohammed-Sieu is very good patient i at her job i would recommend Verkovets law firm

Garner Albert — review on Google (opens in a new tab) October 9, 2026
Great service

Rinchen Tamang — review on Google (opens in a new tab) April 27, 2026